3 Ways Technology Can Protect Your Home ? Nerds on Call Computer ...

By: Andrea Eldridge

My home is definitely where my heart is. As I build my house into a home, one tile and shingle at a time, I grow more and more inclined to protect my investment of sweat and, sometimes, tears. Home and personal security is definitely an area where technology has advanced in leaps and bounds. This week, I explore some ways to use technology to protect your home, and what you keep in it.

Home Safety Tips #1: Home Surveillance System. Do you ever wonder what happens in your house when you?re not around? Does your dog really stay off the furniture? Do the neighbors swing by to take a dip in your pool? Now you can find out, while also protecting your home from burglary. The X10 Planet Cam is a wireless, weather-resistant video surveillance system that can be set up indoors or out. The basic package is $129.99 and comes with one instant-on camera, a motion sensor, and a video receiver that can receive images up to 100 feet away from the camera. Video is stored on your computer, so you can review or save for later, and you can access your system remotely to see what?s happening at home from anywhere you can get online. Images can be sent to your email or cell phone if motion is detected while you?re away. The site promises easy set up, and you can expand it to meet your home security needs. Now you really can be sure that Billy won?t be throwing any parties while you?re gone.

Home Safety Tips #2: Remotely Control Your House:There?s a high tech upgrade to the old-school method of setting timers on your lights to make it seem like someone?s home when you?re away. The Active Home Automation system, also from X10, allows you to control your home?s interior and exterior lights, appliances, and wall switches from your computer. This gadget is oddly amusing, and will allow you to protect your home from anywhere. Once you install the software on your computer and the wireless controllers on your lights, appliances, or outlets, you can program individually timed events so you never have to come home to a dark house or worry that you left the lights on all day. There is a dawn/dusk feature that will adjust for sunrise and sunset times throughout the year, saving you the hassle of constantly reprogramming your outdoor lights. You can set the system to turn on lights for a random number of minutes when you?re not at home to make it look like someone?s there. The basic system starts at $49.99, but only comes with one ?lamp module?, so you?ll need to expand with additional controllers. Upgrade to the $99.99 package and you?ll be able to remotely control and change your settings from any internet connected device.

Home Safety Tips #3: Back Up Your Data.There was a time when protecting your valuables, records and photos from theft or loss from fire or disaster meant buying a strong fire-proof safe. Now that your priceless family photos and years of painstakingly collected files and data are more likely stored on your home computer, and protecting your home actually means protecting your data! It is important to keep a secure backup that automatically keeps itself up to date. If you have more than one computer in your home, this is best achieved with a network attached storage device. The D-Link Systems ShareCenter 2-Bay Network Storage Unit retails for $99.99. You purchase hard drives separately, so the system can be customized to accommodate the amount of data you need to protect. In addition to backing up all your files, videos, and photos in one place, you can share files over your network, stream media to your PCs, gaming unit, or internet-capable TV, and share with friends and family over the internet. Now you?ll only lose photos you want to be rid of, like that one Jane snuck of you at her last pool party.

X10 PlanetCam

D-Link Systems ShareCenter

ActiveHome Automation

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When it comes to home security, technology has your back. Looking for more ways to protect your home and family? Leave us a comment,?or email us at nerdchick@callnerds.com.
Photo Of House Edited From:?Steve Depino

Source: http://www.callnerds.com/blog/how-can-technology-protect-my-home/

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Poly Sex Confidential: An interview with a filmmaker exploring ...

Angel Hamilton has undergone a positive transformational healing due to polyamory. She wants to share it with the world.

Can you stand the thought of your partner having sex with another person while you?re still together? Me neither. But I wish I could. Polyamory ? the practice of having multiple intimate relationships at the same time ? has been a topic of interest recently at Confronting Love.

I don?t think this is by accident. I wonder why this previously taboo subject is being brought up more and explored by people who?d have never thought they would have in the past. I think it?s an indicator of the status of love and relationships today. I think our current model ? the ?one? for the rest of your life ? is showing cracks and that people are looking for alternatives.

I love the idea of polyamory. I love that it makes one ask the big questions like what is love? and what are relationships? I?ve just been too conditioned in my attachment issues to be able to practice it. Who knows. Maybe it?s something I could get past. I would certainly never rule it out.

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Photo: he(art)geek

Angel Hamilton lives in Vancouver, BC. She is filming a documentary about polyamory called Poly Sex Confidential. About the ?positive transformational healing? she has gone through because of polyamory. Included in the film will be a landmark case in British Columbia about the province?s 121-year-old ban on polygamy, and the Vancouver Polyamory Conference that followed the closing of the case.

To help with funding for the film she has created a fundraising campaign at indiegogo.com. She?s trying to raise $1000 to rent an editing lab and a camera from a film co-operative society. She took some time to answer a few questions I had for her about polyamory and the documentary.

CL: Have you always believed in polyamory? Or was there a time when your views on monogamous relationships changed?

Angel: I have always felt an attraction to polyamory because of my Mom?s lifestyle with multiple partners and never being married. However, I tried the monogamous relationship for a while and found out that it was not for me. I discovered the prehistory of sexuality from archaeology classes while attending Trent U and wondered about alternatives.

On your fundraising website, you mention you studied the Archaeology of Sexuality. What, exactly, is that?

The study of prehistoric sexuality has become more popular with the book Sex at Dawn: The Prehistoric Origins of Modern Sexuality by Christopher Ryan. While I was at Trent I completed my Honours paper specializing in Sex and Archaeology that I delivered at the 43rd Chacmool Conference in the University of Calgary. It was titled The Fractal Nature of Human Sexuality: Comparison of Classic Maya with New Kingdom Egypt Iconography.

So basically I looked at the multifaceted spectrum of sexual arrangements that existed prior to modern Victorian times.

So basically I looked at the multifaceted spectrum of sexual arrangements that existed prior to modern Victorian times. It was a paper that addressed the need to look at the archaeological record with a holistic outlook that allowed for multiplicity of sexual identities using fractals as a new heuristic device to re-examine and critically think about the past interpretations of sexual identity and relationship.

You also reference ?Ethical Sluts? and how your film will help support them in their right to a polyamorous lifestyle. Your use of the word slut, is it done in good humour? Or is this an actual term in the world of polyamory?

I have read and interviewed both Janet Hardy and Dossie Easton from The Ethical Slut book and was deeply inspired by their words and life. I agree with the authors that the word slut needs to be taken back and used in a more positive way that is empowering rather than degrading and used as a way to control, fearfully, people?s sexuality.

It?s very important to understand that society finds ways to uphold the norms of a society that values marriage over polygamy and there needs to be a re-evaluation of people?s perceptions of polygamy and polyamory. This book is instrumental in regards to that.

Do you think polyamorous relationships will increase as we move ahead? It definitely seems clear that our idea of relationships and marriage today is outdated, what with the high divorce rate and unhappy couples.

Photo: DrJohnBullas

I do think that polyamorous relationships ? as characterized by non-exclusivity ? will increase as education and awareness increases about the movement. There is a high divorce rate and people are looking for alternatives. Perhaps relationships that are rooted in a mutual understanding of the love of many will allow for more flexibility and honesty. At least that is my intention in my relationships.

You obviously feel very strongly about the subject (strong enough to create a documentary). What are you hoping to accomplish with this film?

I hope to accomplish a massive education social justice awareness campaign surrounding the polyamory movement and draw attention to the polygamy/polyamory reference case that took place in Vancouver, BC at the BC Supreme Court. It concerned the criminal code and the laws prohibiting polygamy and thus, perhaps, polyamory as well.

I hope to give some insight into how polyamory is a social movement that is growing in popularity and strength everyday that could be instrumental in the transformation of our current society through my own personal journey.

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If you?d like to help Angel raise the funds, please visit her campaign at indiegogo. Fundraising ends July 31, 2011.

[Feature photo: Serolynne]

Tagged as: documentary, film, fundraising, polyamory

About the author

Carlo Alcos

Carlo is the editor of Brave New Traveler and keeps a personal blog at Vagabonderz. The end of his marriage in 2010 started him on a new life journey so, yes, he has much to say on the subject of love and relationships. He currently calls Nelson, BC his home, where his yoga and meditation practice go a long way in keeping him sane. Follow him on Twitter.

Source: http://confrontinglove.com/2011/07/19/poly-sex-confidential-an-interview-with-a-filmmaker-exploring-polyamory/

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Review of Prepaid Phone Service ? ArticleCatalogue.com

Prepaid cell phones changed connection producing mobile telephone technologies made available to all. They are often common and straightforward in an effort to residence away not to mention for this reason the majority of cell phone purchasers contemplate prepaid mobile phone blueprints almost certainly essentially the most handy of most cellphone programs.

Prepaid cell phones are terrific in case that you simply have bad credit. Long time back when prepaid support was very first supplied this applied to become its key advantage with the user. It did not matter if your credit score was lousy, you can even now get a cellular phone and utilize it much like for those who had a perfect credit.

Using cellphones has grown to be widespread. At this time, the cellular handsets are usually not only the gadgets which can be put to use for communication but these are outfitted with several other entertaining capabilities also. The major cellular suppliers and the pioneer network service providers are becoming a member of fingers to present optimum rewards for the clients. This collaboration has resulted to the new revolution within the cell phones sector.

For everyone, the mobile phones are getting to be an crucial tool to help keep in contact together with the endearing one particular. And, particularly for teens these gizmos usually are not only an unit just for negotiating intimate relations but additionally a complete package deal of entertainment. Now, we can use a cell phone in virtually everyway from calling, listening to songs, image capturing to net browsing.

The reality is that prepaid mobile phones is usually favorable for some folks still impracticable for other people. It truly all is dependent on your way of living and objective for making use of a cellular cell phone. For this reason, just before shopping for your personal prepaid phone bundle, give consideration to your rewards and shortcomings so that you can superior choose which sort of mobile phone service is correct for you personally.

You may obtain a dozen prepaid cellular phones and cards right now and put them away for that ?rainy day?. So long as you don?t activate (and obtain a cellphone range) they?re going to continue to be very good. Except the company goes out of small business.

Now prepaid services appears like it can get even more appealing, with further more value cuts. Which is since wi-fi carriers have hit a wall when it comes to obtaining new shoppers who?ll indication contracts.

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Source: http://articlecatalogue.com/review-of-prepaid-phone-service/

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Some Simple Measures To Detox Your Body Easily

Contemplating if it's time to detox your body? There are some signs to look out for. For instance, if you have been suffering from chronic digestive disorders, unexplained aches and pains, severe bouts of acne, or other skin problem, a detox program should definitely be considered. When you detox your body, you actually opt for a complete cleansing process for the system in general and the blood in particular. Detoxification programs are typically a combination of healthy eating, plenty of rest, and certain basic health practices. The aim is to eliminate toxins from the vital organs of the body, improve blood circulation, refuel the body system, and provide adequate rest to the organs of the body through fasting spells. When you detox your body, you not only help it to rejuvenate, but you also prepare it for fresh challenges. For example, if you have been contemplating a weight loss regime, initiating the process just after detoxification would be a great way to start off. Detoxification will also prepare the body to combat ailments and phobias.

Hence, it is a cleansing process that strengthens and refurbishes the system for taking on fresh challenges. How to Detox Your Body Although being a part of a specialized detoxification program is indeed a great idea, some of these simple measures would also help you to detox. * To begin with, you need to eat enough fiber in order to cleanse the system completely. Some of the items to be included in your daily diet would include brown rice, seaweed, spirulina, cabbage, radishes, beets, broccoli, and artichokes. All of these have significant detoxifying properties. * Protect the liver by consuming green tea, milk thistle, dandelion root, and burdock. * Consume enough of Vitamin C to drain away the toxins. * You need to drink plenty of water each day. * Practice breathing exercises to facilitate the circulation of oxygen within the system. * Opt for a sweaty session at the sauna. Your body can eliminate plenty of wastes through perspiration.

* You can use special body brushes that are available for toxin removal through the pores of the body. Consider investing in one. * Try to emphasize your positive emotions to help in transforming stress. * The best way to detoxify is of course to exercise. You should plan a one-hour exercise session each day for complete detoxification. Yoga is a great alternative for detoxifying the system. * Learn the tricks of hydrotherapy, and practice it regularly. How the Celebs Are Doing It Celebrities have also taken to body detoxification in a big way. The latest is the Oprah Winfrey weight loss and detoxification regime, which has been doing the rounds. Oprah has embarked upon a 21-day detox regime. Oprah's diet secrets plan constitute complete abstaining from alcohol, sugar, gluten, meat, eggs, fish, and chicken. You could learn more about this interesting regime through the free Oprah Winfrey diet plan videos, which can be accessed through several online platforms.

Source: http://www.212articles.com/some-simple-measures-to-detox-your-body-easily/

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Clinton loses World Cup wager to Japanese counterpart (CNN)

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Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/114099845?client_source=feed&format=rss

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Rosholt fighting his way back to UFC at Shark Fights 17? Rodriguez off and then back on card

Because of the high injury rate in mixed martial arts, the UFC is always looking for reinforcements. Jake Rosholt wants to be one of those guys.

The former NCAA Div. I wrestling champ at Oklahoma State was released by the promotion in 2010. Tonight, he takes on veteran Matt Horwich. Rosholt is 4-1 with a no contest since his departure, but that loss came against Horwich.

"[I take] nothing away from Horwich; he whipped my ass last time," Rosholt recently told MMAjunkie. "But it's going to be a completely different fight. I'm going in with a different mindset, just a different swagger, and I got a lot of confidence right now. I'm fighting good, and it's going to take a hell of a man to stop me."

Rosholt (11-3, 1 NC, 1-2 UFC) wants back in with the major leagues.

"I don't see why not (if) I go out there and put on a good performance," he said. "This would be like six wins in a row against a tough guy ? a guy that's beat me before ? so it's the first hurdle that I've had to jump in my career. It'll be a great test for me and damn sure a big stepping stone to get myself back in the UFC."

The card in Frisco, Tx. airing tonight on HDNet (9 p.m. ET) also includes former UFC heavyweight champ Ricco Rodriguez. This news comes after a wacky 24 hours where Rodriguez pulled out of his original bout. Rodriguez was booked for a 230-pound catchweight fight. The slimmed down Rodriguez, weighing just 227 pounds, watched his opponent come in at 253. Shark Fights found a late replacement in Doug Williams.

Source: http://sports.yahoo.com/mma/blog/cagewriter/post/Rosholt-fighting-his-way-back-to-UFC-at-Shark-Fi?urn=mma-wp4707

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Obama meets with Dalai Lama; Chinese complain (San Jose Mercury News)

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Are Spacesuits Itchy? Shuttle Astronauts Answer Kids' Questions About Space (SPACE.com)

This story was updated at 3:25 p.m. EDT.

HOUSTON ? Two of the last astronauts to fly aboard a space shuttle took time out from their busy mission today to answer kids' questions about life in orbit ? such as, "Are spacesuits itchy?"

"Actually, spacesuits aren?t itchy, even the ones when we go outside and do a spacewalk," said astronaut Rex Walheim, a mission specialist flying on the space shuttle Atlantis' final mission, which is called STS-135. "We have a nice undergarment that we wear there and it's not itchy at all, and it also has water tubes in it that go up and down and keep you cool."

Walheim is one of four spaceflyers making the 135th and final voyage on a space shuttle. Atlantis launched July 8 on a 13-day flight to stock up the International Space Station with spare parts for the years to come. After this mission, NASA's three space shuttle orbiters will be retired to museums.

The questions were from middle school students participating in NASA's Summer of Innovation program. Another student asked, "How do you feel about this being your last launch up to space?"

"Thank you for that great question from Burbank middle school," Atlantis' pilot Doug Hurley said. "You know it's just the last shuttle launch for us ? that doesn't mean we can't fly in space again. There are still lots of opportunities to fly folks aboard Russian Soyuz rockets to the space station, and we've got some commercial companies that are building rockets now, so maybe a ride on one of their rockets in the near future." [Top 10 Fantasy Spaceships Headed for Reality]

It isn't just among school kids that NASA is fighting the perception it's getting out of the space exploration business. The agency is working hard to convince the public that the upcoming gap in U.S. space transportation is just temporary. NASA is encouraging commercial firms to build spacecraft to take over the job of ferrying cargo and humans to the International Space Station, which is set to run until at least 2020. [Video: Obama Talks Future in Call to Space Station]

Meanwhile, NASA plans to develop a spaceship capable of flying beyond low-Earth orbit.

"Where should we go next? The moon, an asteroid or Mars?" asked a student named Alexis.

"Thanks, Alexis ? that's a great question," Hurley responded. "Me, personally, I would love to go to Mars, but an asteroid or the moon would be very exciting as well."

President Obama has officially challenged NASA to send humans to an asteroid by 2025, and to Mars by the mid-2030s.

The space shuttle Atlantis astronauts woke Saturday night at 10:59 p.m. ET (0259 GMT) to begin their 10th day in space. Today is a quiet day for the crewmembers, who are wrapping up their work unpacking the 9,500 pounds (4,300 kilograms) of supplies delivered by Atlantis to the space station, and repacking about 9,500 pounds of trash and other cargo to be returned to the ground.

"By volume there is a lot of foam" packed on the orbiter for the trip back down, space station flight director Chris Edelen told reporters during a briefing today (July 17). "Every mechanical system, ORU [orbital replacement unit], comes up in protective foam. That was one of the key objectives of this flight, was to bring down foam."

The astronauts are also taking some well-deserved time off today to look out their spacecraft's windows and bask in their experience before leaving the orbiting laboratory. That down time includes plugging in to iPods, according to an answer to one student's question about whether the astronauts listened to music in space.

"I was just having a little trouble sleeping in," Walheim said. "I got to listen to my favorite songs before we woke up this morning."

However, the crew didn't get to rest as much as planned, because the packing work ended up bleeding over into the astronauts' spare time.

"The timeline was very tight," Edelen said. "Unfortunately, they had to work through some of their off-duty time."

Atlantis is scheduled to close its hatch on the International Space Station on Monday (July 18) and undock from the outpost early Tuesday (July 19).

The shuttle is slated to touch down on July 21 near where it launched at NASA's Kennedy Space Center in Florida, bringing the space agency's 30-year shuttle program to a close.

You can follow SPACE.com senior writer Clara Moskowitz on Twitter @cmoskowitz. Visit SPACE.comfor complete coverage of Atlantis' final mission STS-135 or follow us @Spacedotcom and on Facebook.

Source: http://us.rd.yahoo.com/dailynews/rss/space/*http%3A//news.yahoo.com/s/space/20110717/sc_space/arespacesuitsitchyshuttleastronautsanswerkidsquestionsaboutspace

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Watch Yankees vs Blue Jays Live Stream MLB Baseball Game Online 16 ...

Yankees vs Blue Jays Live Streaming Online PC TV Links, MLB 2011 Baseball Live Online HD TV Links, Yankees vs Blue Jays live online Instant streaming Internet TV Links, Yankees vs Blue Jays live streaming broadcast Online Today, Watch Yankees live stream online Coverage Now, Watch Blue Jays live stream Online Coverage Here.

Watch Yankees vs Blue Jays live Stream online PC TV Soap Cast and Video Highlights of MLB Baseball live Game. Get the free live Instant streaming Internet TV Links Here. This game will be played on the Major League Baseball Championship Most Enjoyable on Saturday, July-16-2011. MLB lovers must watch this match. Yankees vs Blue Jays Live exciting Baseball match Streaming at 01:05 PM,ET. Get Instant Access here to watch live Yankees vs Blue Jays live broadcast Online HDTV.

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Watch live MLB Baseball on satellite TV, cable TV and watch pay per view online live and in HD on the PC over the Internet. we offer a number of useful links here. Everyone watch Major League Baseball live matches and other sporting events has never been so easy. Get instant access to the widest possible coverage of MLB Baseball matches on the web directly to your desktop from anywhere.

Where to watch Yankees vs Blue Jays live MLB Baseball match? you get links from this site. MLB fans, do not miss it, if you can not follow the Yankees vs Blue Jays game live on your TV, do not worry, you can still watch the MLB Baseball game online from your PC TV. Well sports fans, Look at the link below and you are entitled to access to this great Baseball match. watch and enjoy Yankees vs Blue Jays game live on your PC.

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Source: http://articlecatalogue.com/watch-yankees-vs-blue-jays-live-stream-mlb-baseball-game-online-16-july-2011/

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Casual Dating Is Important For Healthy Relationships

When I write on issues of healthy sexuality many people they are very offended or put in the same boat as a porn movie. Always amazes me the reactions of some people to sexual, because in my opinion, the sex is important in relationships and is a big part of life in general. Most of us have sex in our relationship dating casual, because it is a natural and appropriate relationship part, and if they are offended by sex education and sexual discussion, which I am willing to bet that could have a problem in their sex life.

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Why is sex it important to? Good to give us a break from everyday life and the stress that comes with it. In the sexual act our thoughts tend to orient towards pleasure and intimacy and crawl into a world of naked bodies and feel comfortable. Obviously this is a big difference in our non-sexual, and benefit from ease stress and remind us that there is more to life than the hustle and bustle of our daily tasks.

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Genus also allows to your partner and feels closer to you. You may be vulnerable, physically and mentally, to find men and women someone in a way you don't have to do with another person. This can only strengthen the bond of trust between you, as vulnerable requires confidence.

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Sex is a special law that is shared by only two and creates a particular aspect of their relationship than any other person. You may feel more accepted by her partner and the partner in question.

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While sex is not the most important casual dating relationship in a healthy sex life is present, much of the relationship when the sexual aspect has gone wrong.

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Have you ever had a period of drought in his sex life only to find that the rest of their relationship is suffering like this? Begin to question why does adult personals sex and what is wrong with you or your partner or your relationship.

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When is sex not a healthy relationship, which can lead to a woman to feel uncomfortable and not desired partner. You can not fail to feel as if your partner does not expect or even thinking about it and needs.

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A man can feel as if not satisfy your sexual partner and bring the pleasure she needs sex. It can make you feel inadequate, not only for her, in the room, but even outside the room.

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The emotions of this kind it is natural that they begin to lose other aspects of their relationship. It can come from women seeking men's personal contacts or personal contacts from women and feel less connected than before. You can start to feel as if they are not enough to satisfy your partner in its relationship with others. Negative emotions are a way to grab and snowball into something bigger and more negative.

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Who closed their ears and fingers of the waves in sexual conversations may have to think about their own sexual lives. Mind over sex may be sympathetic about sexual pleasure in the Hall of education out of the room. And as mentioned above, it can cause problems of another type of relationship in the relationship.

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Sex is an important part of intimate relationships. If you have sexual problems, and if they do not seek help outside the relationship with your sex life will never change. What do not close your mind to read about sexual problems, it may be something that you can use in your room tonight and you and your partner more closely.

Source: https://www.createspace.com/en/community/community/create/blog/2011/07/15/casual-dating-is-important-for-healthy-relationships

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Independent Insurance Agents

There's a common thought in popular culture that insurance agents, used car salespeople, and most of the real estate sales industry aren't people to be trusted. It's a tired and misleading idea, but like a range of others, it's one that's grounded in past experiences and history. From desperate-for-any-sale insurance brokers to masterfully misleading car salesman, this was the reality, or it was years ago.

Today, the insurance industry is significantly less of a 'wild west' than it once was, with today's top agents looking out for their clients as much as they do their wallets. Gone are the days of trick after sales trick, dodgy policies, and limited policing. Today, insurance is regulated quite strongly, which has resulted in a massive amount of competitively priced, largely worthwhile deals for consumers.

Today, we're going to look at the process of working with an independent insurance agent. Although it can differ on a state-by-state basis, working with an insurance agent is generally a straightforward and simple process. With their advanced knowledge of the insurance industry, they really are a great resource for policyholders and new insurance shoppers aiming to maximize their value for money.

Working with an insurance agent is fairly simple, provided you understand their role in the process of comparing and purchasing insurance. Agents aren't employees of the insurance companies you're purchasing policies from, nor are they paid a salary. Instead, agents are external representatives that receive a commission based on every sale, rather than a flat fee for interacting with all customers.

This makes them largely unbiased when it comes to insurance programs, as the vast majority of the insurance providers offer relatively competitive and uniform commissions for agents. It does make them slightly focused on completing a sale, often at any expense, as it's in their best interests to get you to purchase any insurance policy from them, completing the transaction and resulting in a sale.

So think about things in terms of process, not necessarily any single bias. Independent insurance agents would like you to complete a transaction with them, but they're not going to push you into any one specific program. If you're committed to purchasing insurance, an agent isn't a bad thing, but if you're uncertain about whether or not you need an insurance policy, it's worth reconsidering.

Independent insurance agents offer a variety of different forms of insurance, and within these types of insurance they can offer a variety of providers. Their excellent knowledge of the industry makes them a good informational resource. If you're uncertain of which policy is the best option for you, an agent can be a worthwhile and largely unbiased point of call for gaining more information.

The vast majority of agents work with several insurance companies. Many deal with upwards of ten or fifteen insurance providers at once, allowing them to see deep into the workings of the industry ? a skill that can locate great deals for you. However, this can also result in some agents gaining just a broad knowledge of the industry, without learning any specific information a type of policy.

This leaves you with an interesting choice ? do you go with a general insurance agent, or instead look for someone that specializes in one type of insurance. Many agents specialize in property or health insurance alone, leaving the other forms of insurance for other agents. By working with an agent that specializes, you're likely to access better deals and gain more specific information.

On the other hand, you're also likely to dramatically increase the amount of time and effort required to complete an entire insurance portfolio. Specialist agents might also be unable to assist in finding policies outside of their area of expertise. This leads to customers 'jumping' agents, using more than one agent in an effort to find the best overall policy deals, yet spending more money on the whole.

Generally speaking, this isn't a great position to be in. Using an insurance agent to find and manage your policies is a service, not a personal task, and increasing the amount of time required to buy all of your insurance isn't a great idea. In fact, you'll often find greater aggregate savings from a single agent than you will from many, as purchasing 'bulk' policies can result in lower overall expenses.

As the insurance industry is highly competitive, it's best to speak with several agents before picking a policy. Most cities are home to hundreds of different independent insurance agencies, and an even greater number of agents affiliated with a larger agency group. Speak with several to get a picture of which insurance companies offer the best value, as this can help you find the better policy options.

Finally, don't be afraid to say 'no' when dealing with agents. This is a commission-based industry, and like any other where earnings are all or nothing, sales tactics can often get pushy. Understand that you are in control of your purchases, and the final decision is your own. This will allow you to compare agents and deals without feeling forced to work with any one specific insurance agent.

Finding and purchasing insurance needn't be difficult, and with a great insurance agent on your side, it rarely is. Compare multiple agents, multiple policies, and multiple companies, and you're unlikely to experience any difficulties. In fact, you might walk away with an insurance deal that you never thought was possible, due to the experience and knowledge of a skilled insurance agent.

Source: http://www.insuranceplanreviews.com/independent-insurance-agents

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Track Gps | Fleet Tracking System For Great Service

July 16, 2011 by Admin
Filed under: GPS?

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Source: http://communicationston.com/gps/track-gps-fleet-tracking-system-for-great-service/

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Samsung Galaxy S II may be destined for Bell July 21st for $150

Time to break out the peanut butter and syrup, folks, because Bell is waffling. The Canadian mobile provider looked all set for a July 21st launch of the highly-coveted Samsung Galaxy S II, according to a listing on Best Buy Canada, but the page has unfortunately been pulled. When it was live, the galactic sequel was priced for $150 with three-year commitment, and if that were true it would make Bell the first North American carrier to offer the hot-selling Android device -- though it certainly won't be the last. Was the page taken down at Bell's request to allow it the chance to formally announce the device? Has it been delayed? Or, was it just wrong? While we're guessing it's the first possibility -- it is, certainly, a flagship phone that deserves some fanfare -- we'll toss a quarter in the wishing well in hopes that our dreams come true next Thursday.

Update: Best Buy Canada reinstated the page, but nudged the price up to $170. Thanks a lot.

[Thanks, idimdb]

Samsung Galaxy S II may be destined for Bell July 21st for $150 originally appeared on Engadget on Thu, 14 Jul 2011 23:04:00 EDT. Please see our terms for use of feeds.

Permalink Mobile Syrup, PocketNow  |  Best Buy Canada  | Email this | Comments

Source: http://www.engadget.com/2011/07/14/samsung-galaxy-s-ii-may-be-destined-for-bell-july-21st-for-150/

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Foreclosure rate drops in first half of 2011; shadow inventory ...

RealtyTrac released their Midyear 2011 foreclosure report this morning showing a total of 1,170,402 U.S. properties received foreclosure filings (default notices, scheduled foreclosures and bank REO?s) in the first six months of 2011, a 25 percent decrease from the prior six months and a 29 percent decrease from the first half of 2010.

?Processing and procedural delays are pushing foreclosures further and further out ? we estimate that as many as 1 million foreclosure actions that should have taken place in 2011 will now happen in 2012, or perhaps even later. This casts an ominous shadow over the housing market, where recovery is unlikely to happen until the current and forthcoming inventory of distressed properties can be whittled down to a manageable number.?

Nevada, Arizona, California post top state foreclosure rates
Nearly 5 percent of all Nevada housing units (one in 21) received at least one foreclosure filing in the first half of 2011, giving Nevada the nation?s highest foreclosure rate during the six-month period despite continued decreases in foreclosure activity. A total of 53,217 Nevada properties received a foreclosure filing from January to June, a decrease of 17 percent from both the previous six months as well as from the first six months of 2010. Overall Nevada foreclosure activity decreased on a year-over-year basis for the fifth straight month in June despite a 19 percent year-over-year spike in REO activity.

Arizona registered the nation?s second highest state foreclosure rate in the first half of 2010, with 2.82 percent of its housing units (one in 36) receiving a foreclosure filing, and California registered the nation?s third highest state foreclosure rate, with 1.96 percent of its housing units (one in 51) receiving a foreclosure filing during the six months.

Other states with foreclosure rates ranking among the nation?s 10 highest were Utah (1.65 percent), Georgia (1.50 percent), Idaho (1.49 percent), Michigan (1.34 percent), Florida (1.28 percent), Colorado (1.19 percent), and Illinois (1.15 percent).

California, Florida, Arizona post highest foreclosure totals
A total of 263,500 California properties received a foreclosure filing in the first half of 2011, the nation?s highest total but down 13 percent from the previous six months and down nearly 23 percent from the first half of 2010. California foreclosure activity decreased on a year-over-year basis for the 19th straight month in June, but default notices and REOs increased on a month-over-month basis, continuing a sawtooth pattern in the monthly numbers.

With 113,641 properties receiving a foreclosure filing in the first six months of 2011, Florida documented the second highest state total despite a nearly 55 percent decrease in foreclosure activity from the previous six months and a nearly 59 percent decrease in foreclosure activity from the first half of 2010. Florida foreclosure activity decreased on a year-over-year basis for the eighth straight month in June, but default notices spiked 44 percent from May and scheduled auctions jumped 17 percent from May.

Arizona?s 77,525 properties with foreclosure filings in the first six months of 2011 was the third highest state total. The state?s foreclosure activity decreased nearly 7 percent from the previous six months and was down 15 percent from the first half of 2010.

Other states with first-half totals among the 10 highest in the country were Michigan (61,005), Georgia (60,870), Illinois (60,636), Texas (55,442), Nevada (53,217), Ohio (44,419), and Colorado (25,744).

Foreclosure Process Timelines and Days to Sell
U.S. properties foreclosed in the second quarter were in the foreclosure process an average of 318 days from the initial foreclosure notice to the completed foreclosure, up from a revised 298 days in the first quarter and up from 277 days in the second quarter of 2010.

The foreclosure process took the longest in New York, at 966 days on average for properties foreclosed in the second quarter, followed by New Jersey at 944 days and Florida at 676 days. Texas posted the shortest foreclosure timeline, at 92 days for properties foreclosed in the second quarter, followed by Virginia at 106 days.

U.S. REO properties that sold in the second quarter took an average of 178 days to sell from the time they were foreclosed, up slightly from 176 days in the first quarter and up from 164 days in the second quarter of 2010. REO properties took the longest to sell in New York, at 309 days, followed by New Jersey at 285 days and Minnesota at 268 days.

U.S. properties in the foreclosure process that sold in second quarter (typically short sales) took an average of 213 days to sell from the time they entered the foreclosure process, down from 228 days in the first quarter but up from 195 days in the second quarter of 2010.

U.S. Foreclosure Market Data by State ? Jan to Jun 2011

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 ----------------------------------------------------------------------------                         Total                         % Change    % Change Rate       State     Properties  % Housing  1/every     from        from Rank        Name    with Filings   Units     X HU     Jul-Dec 10  Jan-Jun 10 ----------------------------------------------------------------------------         U.S.           1,170,402      0.90       111      -25.49      -29.27 ---------------------------------------------------------------------------- 33      Alabama            9,473      0.43       230      -12.86      -17.04 ---------------------------------------------------------------------------- 32      Alaska             1,236      0.44       230       -9.91      -19.16 ---------------------------------------------------------------------------- 2       Arizona           77,525      2.82        36       -6.85      -15.26 ---------------------------------------------------------------------------- 17      Arkansas           9,727      0.74       135       -7.43      -12.31 ---------------------------------------------------------------------------- 3       California       263,500      1.96        51      -13.19      -22.67 ---------------------------------------------------------------------------- 9       Colorado          25,744      1.19        84      -18.24      -14.69 ---------------------------------------------------------------------------- 35      Connecticut        5,582      0.39       259      -43.40      -58.08 ---------------------------------------------------------------------------- 18      Delaware           2,857      0.72       139        1.71       19.74 ----------------------------------------------------------------------------         District of         Columbia             148      0.05     1,927      -86.02      -87.88 ---------------------------------------------------------------------------- 8       Florida          113,631      1.28        78      -54.88      -58.99 ---------------------------------------------------------------------------- 5       Georgia           60,870      1.50        67      -17.83      -15.40 ---------------------------------------------------------------------------- 13      Hawaii             4,481      0.87       115      -34.28      -30.87 ---------------------------------------------------------------------------- 6       Idaho              9,623      1.49        67      -14.16      -10.89 ---------------------------------------------------------------------------- 10      Illinois          60,636      1.15        87      -29.21      -28.85 ---------------------------------------------------------------------------- 25      Indiana           16,213      0.58       173      -33.51      -36.48 ---------------------------------------------------------------------------- 23      Iowa               8,101      0.60       166       38.31     149.42* ---------------------------------------------------------------------------- 31      Kansas             5,619      0.46       220       -5.05      -14.89 ---------------------------------------------------------------------------- 41      Kentucky           5,227      0.27       370      -27.78      -21.43 ---------------------------------------------------------------------------- 30      Louisiana          9,922      0.51       198        5.61       21.94 ---------------------------------------------------------------------------- 42      Maine              1,765      0.25       399        1.91      -10.18 ---------------------------------------------------------------------------- 36      Maryland           8,905      0.38       263      -53.99      -68.53 ---------------------------------------------------------------------------- 34      Massachusetts     11,095      0.40       248      -42.00      -51.62 ---------------------------------------------------------------------------- 7       Michigan          61,005      1.34        74      -18.59      -22.30 ---------------------------------------------------------------------------- 20      Minnesota         14,659      0.63       159      -11.73      -14.32 ---------------------------------------------------------------------------- 46      Mississippi        1,872      0.15       685      -42.45      -16.54 ---------------------------------------------------------------------------- 27      Missouri          14,868      0.55       180      -21.04      -13.77 ---------------------------------------------------------------------------- 40      Montana            1,454      0.33       303      -24.55       -3.52 ---------------------------------------------------------------------------- 45      Nebraska           1,429      0.18       554      -19.54      -16.33 ---------------------------------------------------------------------------- 1       Nevada            53,217      4.68        21      -17.18      -17.40 ---------------------------------------------------------------------------- 21      New Hampshire      3,768      0.63       159       -3.88      -16.78 ---------------------------------------------------------------------------- 39      New Jersey        11,862      0.34       297      -61.75      -67.54 ---------------------------------------------------------------------------- 29      New Mexico         4,547      0.52       193      -24.98      -28.26 ---------------------------------------------------------------------------- 44      New York          15,332      0.19       523      -26.22      -37.44 ---------------------------------------------------------------------------- 37      North Carolina    15,338      0.36       278      -33.28      -23.68 ---------------------------------------------------------------------------- 49      North Dakota         159      0.05     1,990      -33.19      -42.81 ---------------------------------------------------------------------------- 12      Ohio              44,419      0.87       115      -30.20      -25.88 ---------------------------------------------------------------------------- 28      Oklahoma           8,586      0.52       192      -12.06      -16.99 ---------------------------------------------------------------------------- 11      Oregon            14,395      0.88       114      -29.67      -33.16 ---------------------------------------------------------------------------- 38      Pennsylvania      19,101      0.35       289      -37.73      -31.00 ---------------------------------------------------------------------------- 19      Rhode Island       3,095      0.68       146       23.31        3.89 ---------------------------------------------------------------------------- 16      South Carolina    15,780      0.76       132      -17.55      -10.42 ---------------------------------------------------------------------------- 47      South Dakota         521      0.14       702      -34.71       -9.55 ---------------------------------------------------------------------------- 22      Tennessee         17,271      0.62       161       -1.40      -25.23 ---------------------------------------------------------------------------- 26      Texas             55,442      0.57       175      -12.09      -14.55 ---------------------------------------------------------------------------- 4       Utah              15,691      1.65        61      -18.20      -13.11 ---------------------------------------------------------------------------- 50      Vermont               52      0.02     6,043      -82.19      -33.33 ---------------------------------------------------------------------------- 24      Virginia          19,534      0.59       170      -25.64      -35.02 ---------------------------------------------------------------------------- 15      Washington        22,388      0.80       126      -22.47        6.81 ---------------------------------------------------------------------------- 48      West Virginia        649      0.07     1,377      -18.47       18.21 ---------------------------------------------------------------------------- 14      Wisconsin         21,587      0.83       120       -7.42       -4.65 ---------------------------------------------------------------------------- 43      Wyoming              501      0.20       498        5.70       39.55 ---------------------------------------------------------------------------- 

SOURCE: RealtyTrac
*Actual increase may not be as high due to data collection changes or improvements

U.S. Foreclosure Market Data by State ? Q2 2011

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 --------------------------------------------------------------------------                              Properties with Foreclosure Filings --------------------------------------------------------------------------  Rate      State Rank      Name        NOD      LIS      NTS      NFS      REO      Total --------------------------------------------------------------------------      U.S.             80,128   92,233  175,750   56,248  203,876   608,235 -------------------------------------------------------------------------- 33   Alabama               0        0    1,729        0    2,844     4,573 -------------------------------------------------------------------------- 34   Alaska                3        0      371        0      208       582 -------------------------------------------------------------------------- 2    Arizona              39        0   20,379        0   18,992    39,410 -------------------------------------------------------------------------- 19   Arkansas            494        0    2,728        0    1,908     5,130 -------------------------------------------------------------------------- 3    California       57,718        0   52,196        0   36,112   146,026 -------------------------------------------------------------------------- 9    Colorado            103        0    7,325        0    5,380    12,808 -------------------------------------------------------------------------- 31   Connecticut           0    2,248        0      206      813     3,267 -------------------------------------------------------------------------- 14   Delaware              0        1        0    1,096      591     1,688 --------------------------------------------------------------------------      District of       Columbia             0        0       24        0       61        85 -------------------------------------------------------------------------- 8    Florida               0   27,943        0   18,066   13,268    59,277 -------------------------------------------------------------------------- 7    Georgia               0        0   17,029        0   10,679    27,708 -------------------------------------------------------------------------- 16   Hawaii              334        0      840        0      955     2,129 -------------------------------------------------------------------------- 6    Idaho             1,245        0    2,401        0      854     4,500 -------------------------------------------------------------------------- 10   Illinois              0   19,144        0    3,974    7,043    30,161 -------------------------------------------------------------------------- 23   Indiana               0    2,584        0    2,660    3,873     9,117 -------------------------------------------------------------------------- 24   Iowa                  0    2,423        2      329    1,487     4,241 -------------------------------------------------------------------------- 36   Kansas                0      402        0    1,118      845     2,365 -------------------------------------------------------------------------- 40   Kentucky              0      891        0      870      887     2,648 -------------------------------------------------------------------------- 26   Louisiana             0      547        0    3,127    1,952     5,626 -------------------------------------------------------------------------- 41   Maine                 0      319       14      272      306       911 -------------------------------------------------------------------------- 35   Maryland              0    1,626        0    1,201    1,680     4,507 -------------------------------------------------------------------------- 29   Massachusetts         0    2,222        0    3,239    1,649     7,110 -------------------------------------------------------------------------- 5    Michigan          6,935        0   11,354        0   15,401    33,690 -------------------------------------------------------------------------- 20   Minnesota            71        0    3,174        1    4,969     8,215 -------------------------------------------------------------------------- 47   Mississippi           0        0      326        0      514       840 -------------------------------------------------------------------------- 28   Missouri              9        0    2,999        0    3,931     6,939 -------------------------------------------------------------------------- 39   Montana               0        0      254        0      506       760 -------------------------------------------------------------------------- 43   Nebraska            349        0      167        0      279       795 -------------------------------------------------------------------------- 1    Nevada            9,660        0    7,678        0   11,772    29,110 -------------------------------------------------------------------------- 21   New Hampshire         0        0      961        0    1,081     2,042 -------------------------------------------------------------------------- 44   New Jersey            0    1,590        0      945      753     3,288 -------------------------------------------------------------------------- 32   New Mexico            0      896        0      435      598     1,929 -------------------------------------------------------------------------- 45   New York              0    5,711        0      824      648     7,183 -------------------------------------------------------------------------- 37   North Carolina    1,216        0    4,475        0    2,324     8,015 -------------------------------------------------------------------------- 49   North Dakota          0        0        0       30       64        94 -------------------------------------------------------------------------- 12   Ohio                  0    9,334        0    7,291    6,210    22,835 -------------------------------------------------------------------------- 25   Oklahoma              0    1,830       17    1,740    1,457     5,044 -------------------------------------------------------------------------- 11   Oregon              144        0    5,719        0    2,135     7,998 -------------------------------------------------------------------------- 38   Pennsylvania          0    2,690        0    3,849    3,372     9,911 -------------------------------------------------------------------------- 17   Rhode Island          0        0    1,180        0      687     1,867 -------------------------------------------------------------------------- 18   South Carolina        0    4,888        0    1,037    2,440     8,365 -------------------------------------------------------------------------- 46   South Dakota          0       87        0       92       99       278 -------------------------------------------------------------------------- 27   Tennessee             0        0    2,869        0    4,919     7,788 -------------------------------------------------------------------------- 30   Texas                29        0   13,257        0   11,180    24,466 -------------------------------------------------------------------------- 4    Utah              1,739        0    3,082        0    3,206     8,027 -------------------------------------------------------------------------- 50   Vermont               0        0        1        0       19        20 -------------------------------------------------------------------------- 22   Virginia             39        0    6,312        0    4,476    10,827 -------------------------------------------------------------------------- 15   Washington            0        0    6,840        0    5,001    11,841 -------------------------------------------------------------------------- 48   West Virginia         0        0        2        0      373       375 -------------------------------------------------------------------------- 13   Wisconsin             0    4,857        7    3,846    2,854    11,564 -------------------------------------------------------------------------- 42   Wyoming               1        0       38        0      221       260 -------------------------------------------------------------------------- SOURCE: RealtyTrac  -----------------------------------------------------                   Properties with Foreclosure Filings -----------------------------------------------------                      1/every    % Change   % Change Rate      State        X HU       from       from Rank      Name        (rate)     Q1 11      Q2 10 -----------------------------------------------------      U.S.                214     -10.71     -32.08 ----------------------------------------------------- 33   Alabama             477     -17.90     -19.02 ----------------------------------------------------- 34   Alaska              488     -22.71     -23.62 ----------------------------------------------------- 2    Arizona              70     -14.41     -13.60 ----------------------------------------------------- 19   Arkansas            255      -3.32     -14.08 ----------------------------------------------------- 3    California           92     -13.36     -24.11 ----------------------------------------------------- 9    Colorado            169      -7.50     -16.22 ----------------------------------------------------- 31   Connecticut         443      31.95     -50.81 ----------------------------------------------------- 14   Delaware            235      26.82      22.05 -----------------------------------------------------      District of       Columbia         3,355      34.92     -88.73 ----------------------------------------------------- 8    Florida             149       1.64     -57.57 ----------------------------------------------------- 7    Georgia             147     -26.13     -27.22 ----------------------------------------------------- 16   Hawaii              242     -16.97     -38.06 ----------------------------------------------------- 6    Idaho               144     -26.43     -27.42 ----------------------------------------------------- 10   Illinois            175      -8.86     -33.81 ----------------------------------------------------- 23   Indiana             308       8.83     -37.44 ----------------------------------------------------- 24   Iowa                317       3.24    123.33* ----------------------------------------------------- 36   Kansas              522     -34.29     -20.42 ----------------------------------------------------- 40   Kentucky            731      -9.35     -31.01 ----------------------------------------------------- 26   Louisiana           349       6.65      15.17 ----------------------------------------------------- 41   Maine               773       1.33      -0.65 ----------------------------------------------------- 35   Maryland            519      -5.65     -71.18 ----------------------------------------------------- 29   Massachusetts       387      41.97     -47.23 ----------------------------------------------------- 5    Michigan            135     -10.17     -25.88 ----------------------------------------------------- 20   Minnesota           284       8.97      -8.71 ----------------------------------------------------- 47   Mississippi       1,526     -22.44     -17.81 ----------------------------------------------------- 28   Missouri            387     -21.00     -27.10 ----------------------------------------------------- 39   Montana             581       3.26      13.26 ----------------------------------------------------- 43   Nebraska            996      13.73       1.27 ----------------------------------------------------- 1    Nevada               39      -9.22     -23.55 ----------------------------------------------------- 21   New Hampshire       294      -2.72     -14.24 ----------------------------------------------------- 44   New Jersey        1,073     -62.62     -85.04 ----------------------------------------------------- 32   New Mexico          455     -33.37     -45.23 ----------------------------------------------------- 45   New York          1,116     -12.95     -43.39 ----------------------------------------------------- 37   North Carolina      531      -1.99     -33.52 ----------------------------------------------------- 49   North Dakota      3,366      25.33     -38.16 ----------------------------------------------------- 12   Ohio                223      -7.54     -25.48 ----------------------------------------------------- 25   Oklahoma            327      16.95     -11.15 ----------------------------------------------------- 11   Oregon              205      13.32     -24.73 ----------------------------------------------------- 38   Pennsylvania        557      -4.71     -34.95 ----------------------------------------------------- 17   Rhode Island        242      29.65      35.78 ----------------------------------------------------- 18   South Carolina      249       1.70     -10.67 ----------------------------------------------------- 46   South Dakota      1,315       2.21     -33.01 ----------------------------------------------------- 27   Tennessee           357     -20.34     -34.80 ----------------------------------------------------- 30   Texas               397     -29.38     -25.41 ----------------------------------------------------- 4    Utah                119     -17.08     -16.07 ----------------------------------------------------- 50   Vermont          15,712     -37.50     -53.49 ----------------------------------------------------- 22   Virginia            308       4.88     -38.72 ----------------------------------------------------- 15   Washington          238      -7.38     -14.11 ----------------------------------------------------- 48   West Virginia     2,383      36.36      14.33 ----------------------------------------------------- 13   Wisconsin           224      -1.80     -10.30 ----------------------------------------------------- 42   Wyoming             959       6.56      20.93 ----------------------------------------------------- 

SOURCE: RealtyTrac
*Actual increase may not be as high due to data collection changes or improvements

U.S. Foreclosure Market Data by State ? June 2011

?

 -------------------------------------------------------------------------                              Properties with Foreclosure Filings -------------------------------------------------------------------------  Rate      State Rank      Name        NOD      LIS      NTS      NFS      REO     Total -------------------------------------------------------------------------      U.S.             30,202   33,661   68,023   22,003   68,851  222,740 ------------------------------------------------------------------------- 34   Alabama               0        0      590        0      868    1,458 ------------------------------------------------------------------------- 33   Alaska                0        0      123        0       75      198 ------------------------------------------------------------------------- 2    Arizona              15        0    7,102        0    6,330   13,447 ------------------------------------------------------------------------- 16   Arkansas            181        0    1,167        0      612    1,960 ------------------------------------------------------------------------- 3    California       19,818        0   21,983        0   12,286   54,087 ------------------------------------------------------------------------- 10   Colorado             63        0    2,663        0    1,631    4,357 ------------------------------------------------------------------------- 38   Connecticut           0      633        0       88      227      948 ------------------------------------------------------------------------- 15   Delaware              0        1        0      402      201      604 -------------------------------------------------------------------------      District of       Columbia             0        0        7        0       12       19 ------------------------------------------------------------------------- 7    Florida               0   11,578        0    7,672    4,519   23,769 ------------------------------------------------------------------------- 8    Georgia               0        0    5,415        0    4,300    9,715 ------------------------------------------------------------------------- 35   Hawaii              163        0       14        0      167      344 ------------------------------------------------------------------------- 5    Idaho               683        0      981        0      217    1,881 ------------------------------------------------------------------------- 9    Illinois              0    6,541        0    1,944    2,529   11,014 ------------------------------------------------------------------------- 19   Indiana               0    1,088        0    1,070    1,438    3,596 ------------------------------------------------------------------------- 26   Iowa                  0      691        0        4      608    1,303 ------------------------------------------------------------------------- 36   Kansas                0       45        0      457      319      821 ------------------------------------------------------------------------- 40   Kentucky              0      335        0      324      371    1,030 ------------------------------------------------------------------------- 23   Louisiana             0      348        0    1,012      711    2,071 ------------------------------------------------------------------------- 41   Maine                 0      102       13      115      103      333 ------------------------------------------------------------------------- 31   Maryland              0      749        0      477      498    1,724 ------------------------------------------------------------------------- 30   Massachusetts         0      491        0    1,039      629    2,159 ------------------------------------------------------------------------- 6    Michigan          4,318        0    4,417        0    4,184   12,919 ------------------------------------------------------------------------- 17   Minnesota            25        0    1,239        0    2,200    3,464 ------------------------------------------------------------------------- 46   Mississippi           0        0      143        0      165      308 ------------------------------------------------------------------------- 28   Missouri              2        0    1,209        0    1,342    2,553 ------------------------------------------------------------------------- 39   Montana               0        0      116        0      164      280 ------------------------------------------------------------------------- 42   Nebraska            183        0       47        0       99      329 ------------------------------------------------------------------------- 1    Nevada            3,223        0    3,244        0    3,540   10,007 ------------------------------------------------------------------------- 25   New Hampshire         0        0      362        0      262      624 ------------------------------------------------------------------------- 44   New Jersey            0      626        0      271      290    1,187 ------------------------------------------------------------------------- 29   New Mexico            0      327        0      218      155      700 ------------------------------------------------------------------------- 45   New York              0    2,149        0      378      163    2,690 ------------------------------------------------------------------------- 32   North Carolina      661        0    1,613        0      799    3,073 ------------------------------------------------------------------------- 48   North Dakota          0        0        0       23       29       52 ------------------------------------------------------------------------- 11   Ohio                  0    3,647        0    2,918    2,106    8,671 ------------------------------------------------------------------------- 21   Oklahoma              0      698        0      596      665    1,959 ------------------------------------------------------------------------- 12   Oregon               53        0    1,893        0      733    2,679 ------------------------------------------------------------------------- 37   Pennsylvania          0      731        0    1,564    1,362    3,657 ------------------------------------------------------------------------- 14   Rhode Island          0        0      471        0      240      711 ------------------------------------------------------------------------- 18   South Carolina        0    1,490        0      339    1,018    2,847 ------------------------------------------------------------------------- 47   South Dakota          0       27        0       44       12       83 ------------------------------------------------------------------------- 24   Tennessee             0        0    1,252        0    1,677    2,929 ------------------------------------------------------------------------- 27   Texas                14        0    5,552        0    3,771    9,337 ------------------------------------------------------------------------- 4    Utah                789        0    1,266        0    1,182    3,237 ------------------------------------------------------------------------- 50   Vermont               0        0        0        0        8        8 ------------------------------------------------------------------------- 22   Virginia             11        0    2,372        0    1,373    3,756 ------------------------------------------------------------------------- 13   Washington            0        0    2,755        0    1,695    4,450 ------------------------------------------------------------------------- 49   West Virginia         0        0        0        0      144      144 ------------------------------------------------------------------------- 20   Wisconsin             0    1,364        0    1,048      751    3,163 ------------------------------------------------------------------------- 43   Wyoming               0        0       14        0       71       85 ------------------------------------------------------------------------- SOURCE: RealtyTrac  -----------------------------------------------------                   Properties with Foreclosure Filings -----------------------------------------------------                      1/every    % Change   % Change Rate      State        X HU       from       from Rank      Name        (rate)     May 11     Jun 10 -----------------------------------------------------      U.S.                584       3.64     -29.03 ----------------------------------------------------- 34   Alabama           1,497      -4.27     -20.37 ----------------------------------------------------- 33   Alaska            1,434      22.98     -11.61 ----------------------------------------------------- 2    Arizona             205       2.48      -6.77 ----------------------------------------------------- 16   Arkansas            669      35.64     -10.99 ----------------------------------------------------- 3    California          248       4.20     -21.74 ----------------------------------------------------- 10   Colorado            498       4.06      -5.10 ----------------------------------------------------- 38   Connecticut       1,525     -25.94     -49.97 ----------------------------------------------------- 15   Delaware            656      -7.22     -12.46 -----------------------------------------------------      District of       Columbia        15,007     -50.00     -92.66 ----------------------------------------------------- 7    Florida             372      23.85     -53.89 ----------------------------------------------------- 8    Georgia             418      -7.50     -19.29 ----------------------------------------------------- 35   Hawaii            1,499     -61.78     -65.60 ----------------------------------------------------- 5    Idaho               344      33.59     -16.51 ----------------------------------------------------- 9    Illinois            480       4.16     -25.24 ----------------------------------------------------- 19   Indiana             781      13.47     -33.80 ----------------------------------------------------- 26   Iowa              1,032     -14.89     75.13* ----------------------------------------------------- 36   Kansas            1,503      -2.03     -21.44 ----------------------------------------------------- 40   Kentucky          1,879      -5.42     -39.23 ----------------------------------------------------- 23   Louisiana           948      12.86      27.13 ----------------------------------------------------- 41   Maine             2,116      25.19      22.43 ----------------------------------------------------- 31   Maryland          1,358      -4.17     -72.65 ----------------------------------------------------- 30   Massachusetts     1,273     -11.73     -45.92 ----------------------------------------------------- 6    Michigan            352     -11.60     -24.54 ----------------------------------------------------- 17   Minnesota           673      23.14      10.32 ----------------------------------------------------- 46   Mississippi       4,163      66.49     -13.24 ----------------------------------------------------- 28   Missouri          1,051      -1.28     -22.45 ----------------------------------------------------- 39   Montana           1,576      21.74      23.89 ----------------------------------------------------- 42   Nebraska          2,407      15.85      30.56 ----------------------------------------------------- 1    Nevada              114      -9.35     -22.06 ----------------------------------------------------- 25   New Hampshire       962      -3.26     -17.89 ----------------------------------------------------- 44   New Jersey        2,971      18.11     -84.74 ----------------------------------------------------- 29   New Mexico        1,254      11.11     -46.32 ----------------------------------------------------- 45   New York          2,981      12.98     -39.48 ----------------------------------------------------- 32   North Carolina    1,386      14.28     -30.65 ----------------------------------------------------- 48   North Dakota      6,085      57.58       8.33 ----------------------------------------------------- 11   Ohio                587       3.48     -18.50 ----------------------------------------------------- 21   Oklahoma            842      -2.54      -5.18 ----------------------------------------------------- 12   Oregon              612      23.57     -30.29 ----------------------------------------------------- 37   Pennsylvania      1,509      22.55     -27.66 ----------------------------------------------------- 14   Rhode Island        636      26.06     117.43 ----------------------------------------------------- 18   South Carolina      732      -0.25       2.45 ----------------------------------------------------- 47   South Dakota      4,404      -9.78     -15.31 ----------------------------------------------------- 24   Tennessee           949      23.27     -26.43 ----------------------------------------------------- 27   Texas             1,041       3.11     -23.31 ----------------------------------------------------- 4    Utah                294      24.02      -9.81 ----------------------------------------------------- 50   Vermont          39,281       0.00     -33.33 ----------------------------------------------------- 22   Virginia            887     -13.64     -35.85 ----------------------------------------------------- 13   Washington          632      23.51     -11.35 ----------------------------------------------------- 49   West Virginia     6,207      29.73      30.91 ----------------------------------------------------- 20   Wisconsin           818     -32.12     -26.70 ----------------------------------------------------- 43   Wyoming           2,934     -20.56      18.06

SOURCE: RealtyTrac

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Source: http://www.realestateindustrynews.com/real-estate-market/foreclosure-rate-drops-in-first-half-of-2011-shadow-inventory-builds/

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